Business Unit: RiskSalary range: £32,800 - £41,000 per annum DOE + red-hot benefitsLocation: UK RemoteContract type: PermanentOur Team Our Unsecured team sits within the wider Credit Risk function and is responsible for delivering insight on the portfolio and make recommendations on strategies and policies.As a Credit Risk Senior Analyst, you''ll report into an Unsecured Credit Risk Manager, with core responsibilities of producing and collating credit data, producing relevant and insightful management information into the performance of the portfolio and making recommendations to manage the credit quality of the portfolio. Through reviewing the data produced you will have the opportunity to identify themes and trends, collaborating with business stakeholders and subject matter experts to build your knowledge and deliver insight.What you''ll be doingSupporting the Credit Risk Manager by producing meaningful insights and analysis to understand emerging portfolio trends across unsecured portfolios.Working collaboratively with Commercial, Finance, and Risk colleagues to inform key stakeholders of current and future impairment outlooks.Continuous optimisation of credit strategies; providing challenge and creating recommendations on existing strategies, policies or processes as appropriate.Drive a culture of continuous improvement, rationalising processes, improving sophistication and addressing complexity across all aspects of the credit risk lifecycle.Maintaining internal governa