Business Unit: Chief Credit Office, Credit Risk.Salary range: up to circa £57,00 per annum DOE + red-hot benefitsLocation: UK FlexibleContract type: PermanentOur Team Our Business Credit Risk team plays a pivotal role in shaping our lending strategy across Business lending. We''re looking for a Senior Specialist to join our team and help us innovate and continue to grow responsibly while ensuring our lending meets customer needs and regulatory standards.What you''ll be doingTransforming the landscape for assessing how the performance of the business lending portfolio is managed from a credit risk perspective.Implementing new ways of monitoring and identifying trends, strengths and weaknesses of the portfolio, driving efficiency and automation in our approach.Providing coherent and actionable insight, oversight, and challenge of the credit quality of the business portfolio to a variety of internal and external stakeholders, including senior committees and regulators.Taking ownership of delivering regular deep dives and assessments of portfolio composition and asset quality, leading the engagement across teams as required.Identifying new sources of internal and external data to improve the quality of insight to the portfolio, working with a range of stakeholders to ensure it is provisioned appropriately.Supporting the development and recommendation of appropriate Credit Risk Appetite metrics, limits and triggers, ensuring effective engagement across 1 st and 2 nd LOD.Driving a