Key Responsibilities:* Strategic Leadership:Develop and execute the Credit Risk IT technology strategy.Provide visionary leadership and foster a culture of innovation.Technology Development and Implementation:Oversee the design and implementation of credit risk models and systems.Integrate advanced analytics and machine learning techniques.* Data Management and Integrity:Ensure the accuracy and reliability of credit risk data.Maintain and enhance credit risk databases.* Risk Assessment and Reporting:Develop comprehensive credit risk reporting frameworks.Provide timely and accurate risk reports.* Compliance and Regulatory Adherence:Ensure compliance with regulatory requirements.Adapt to regulatory changes.* Team Management and Development:Lead and develop a high-performing Credit Risk IT team.Manage resource allocation and project prioritization.* Stakeholder Collaboration:Collaborate with Risk Management, Finance, and Operations.Act as a liaison between IT and business stakeholders.* Budget and Resource Management:Manage the Credit Risk IT budget.Oversee vendor relationships and contracts.* Continuous Improvement:Drive continuous improvement initiatives.* Monitor industry trends and best practices.Required Skills, Knowledge, Experience and Values:* Education:Bachelor''s degree in Computer Science, IT, Finance, Risk Management, or related field.Master''s degree or MBA is highly desirable.* Certifications:CFA, FRM, PRM, PMP, ITIL certifications are advantageous.* Industry Exper