Senior Credit Pricing Manager Liverpool (hybrid working) Salary up to £89,000This is a senior opportunity to shape credit pricing strategy within a large-scale digital business that is investing heavily in analytics, data, and commercial decision-making. You will step into a newly formed function with clear executive sponsorship, genuine autonomy, and the chance to define how pricing supports sustainable growth and fair customer outcomes.The Company They are a major UK digital retailer with an integrated financial services proposition, operating at significant national scale. Their model combines ecommerce with flexible credit products, creating rich data across customer behaviour, risk, and lifetime value. Following recent investment, they are strengthening their analytics capability to drive more sophisticated commercial and pricing decisions.The Role You will lead credit pricing across customer acquisition and lifetime management, moving the function from a basic risk-led approach to a more commercially driven, analytically robust model. Key responsibilities include:Defining and delivering pricing strategies across credit products, balancing profitability, customer value, and regulatory requirements.Owning fair value and pricing governance, representing credit pricing in senior forums.Developing and overseeing pricing, forecasting, and valuation models including NPV, IRR, and risk-adjusted returns.Using experimentation and A/B testing to assess pricing changes and inform d