Senior Credit Pricing ManagerSalary: - £90,000 - £100,000 + bonusHybrid - Merseyside (2-3 days per week)This is an opportunity to build and lead a newly created credit pricing analytics team in a fast moving, digitally led consumer business. The role combines strategic ownership of credit pricing with people leadership, offering real influence overcustomer value, growth and long term profitability.The CompanyThey are a large scale digital organisation operating across consumer retail and embedded financial products. With a strong online presence and a broad customer base across the UK and Ireland, they combine commercial scale with growing analytical maturity. Recent senior hires in analytics reflect a wider investment in data driven decision making across the business.The RoleLead a new team within the commercial analytics function, focused solely on credit pricing analytics and strategy.Own pricing approaches for new customer acquisition, setting individual interest rates based on risk and long term value.Develop customer lifetime value driven pricing strategies over three to five year horizons.Design and introduce retention pricing capabilities to re engage inactive customers.Oversee the build, validation and ongoing maintenance of credit pricing models including MPV, IRR and evaluation models.Deliver pricing insight through reporting, dashboards and structured A B testing.Work closely with credit risk, marketing, insurance analytics and other commercial teams to align pri