Corporate and CRE (Commercial Real Estate) Underwriter
We are currently hiring for an International Bank for the position of Credit Underwriter - Corporate, CRE and BTL Lending.Location: Harrow Branch Employment Type: Full-TimeRole OverviewWe are seeking an experienced Credit Underwriter to join our Credit team, responsible for underwriting and processing a range of lending proposals including Corporate, Commercial Real Estate (CRE), Buy-to-Let (BTL), and Personal Loans. The role involves end-to-end credit assessment, portfolio monitoring, and stakeholder management to ensure high-quality lending decisions aligned with regulatory standards. Knowledge of UK lending environment 4-10 Years'' experience in underwriting or assessing credit proposals.Key ResponsibilitiesUnderwrite Corporate, CRE, Personal, and BTL loan proposals, ensuring effective execution of transactions.Assess and process lending proposals received from the business team and present recommendations to the Sanctioning Committee.Conduct annual reviews of the existing credit portfolio, ensuring compliance with borrowing requirements and covenants.Minimize credit risk in line with internal policies and regulatory standards; conduct site visits where required.Collaborate with the Originations team to determine clear rationale for approval or rejection of applications.Monitor the existing loan portfolio, identifying early arrears or potential problem accounts, and recommend appropriate actions.Ensure all credit decisions adhere to regulatory requirements, TCF (Treating
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