unior Associate - OperationsLocation: West London Salary: 27,000 per annum Job Type: Permanent Working Pattern: Full-time, fully office-basedWe are seeking a detail-oriented and motivated Junior Associate to join our Operations team in West London. This is an excellent opportunity for someone looking to build a long-term career within banking operations and payments processing in a fast-paced and professional environment.The successful candidate will support the day-to-day operational activities of the clearing team, ensuring all processes are completed accurately, within deadlines, and in line with internal controls and regulatory requirements.Key ResponsibilitiesProcess inward clearing cheques, BACS credit/debit files, and related returns within required cut-off timesHandle outward clearing and rejection entries, ensuring balances and totals reconcile correctlyMonitor and process standing order instructions in line with customer requestsProcess Faster Payment requests, ensuring approvals and signature verification are completed in accordance with policyCheck and action stop payments and cancellations related to payment processingManage debit card reconciliations and investigate related queriesSupport customer chargeback queries and liaise with relevant payment providers within required timelinesEnsure all customer queries are managed efficiently through CRM/RMS systemsReconcile internal accounts and support daily operational controlsLiaise with branches and internal departm