Business Unit: Chief Credit OfficeSalary range: Circa £73,000Location: UK Hybrid - with occasional travel required to one of our key hubs Contract type: Permanent Our Team Our Business Credit Insight and Innovation team plays a pivotal role in shaping our lending strategy across Business lending. We''re looking for a Credit Risk Manager to join our team and help us innovate and continue to grow responsibly while ensuring our lending meets customer needs and regulatory standards. You''ll lead the regular credit performance review of the business portfolios, presenting to senior stakeholders your findings, positively influencing the strategic direction of the portfolios. You will be responsible for delivering insight into our business portfolio as well as using your experience and expert judgement to drive the strategy. Crucial to this role will be supporting the continued efficiency and improvements to our portfolio insight, delivering timely, accurate and actionable insight to senior committees and external regulators. What you''ll be doing Leading a small team who are transforming how credit risk is assessed and monitored across the Business lending portfolio, with a strong focus on designing and implementing new methods of risk analysis, trend identification, and portfolio diagnostics. You''ll drive innovation, automation, and efficiency in our approach to portfolio oversight. Spearheading the development and recommendation of appropriate Credit Risk Appetite metrics, limi