OverviewWe are a specialist fintech transforming B2B credit insurance (website).

Named as the #1 fastest-growing insurtech and #19 fastest-growing startup in the Sifted 100 for UK and Ireland, listed among Europe’s B2B SaaS Rising 100, and featured in Capsule’s Scale-Up 50.

We are backed by leading European and American VCs, including Dawn Capital and Octopus Ventures.

Founded in 2020, we serve some of the world’s largest companies across UK, Europe and North America.

We are a fast-growing team of 40+, based in the UK (London HQ) and US (Dallas, New York), licensed to write policies across 32 countries.

ResponsibilitiesThe Senior Underwriter is accountable for risk evaluation and underwriting for new deals and existing transactions, ensuring that all decisions are consistent with the company’s risk appetite, underwriting guidelines, and governance standards. This includes detailed analysis of individual counterparties and risk portfolios across comprehensive multi-buyer programmes, select risk pools, and single obligor solutions. The role also requires building and maintaining strong relationships with insurers, brokers, clients, and internal stakeholders to support disciplined underwriting outcomes.

Alongside core risk underwriting responsibilities, the role provides scope to contribute to wider business initiatives. These include leading renewal reviews and execution, supporting product development, and contributing to cross-functional projects that strengthen efficiency, governance, and risk management standards. While secondary to risk underwriting responsibilities, these projects are an important part of ensuring the business continues to evolve and scale effectively.

The Senior Underwriter will be required to collaborate closely with colleagues across commercial, product, operations, technology, and marketing business segments, ensuring that underwriting decisions safeguard the company’s risk position while also supporting a consistent and positive client experience.

This role reports directly to the Group VP of Risk Underwriting.

Qualifications and Key attributes

Skills and experience

Minimum 5-6 years’ experience in risk underwriting, ideally within trade credit insurance market.

Excellent communication and drafting skills; capable of producing compelling analysis papers and justifications for capacity providers.

Confident working with international jurisdictions and understanding varying credit risk and legal environments.

Desirable Attributes

Understanding of policy structures, contract wordings, commercial underwriting, and legal/contractual considerations in credit risk analysis.

Comfortable handling ambiguity and complexity in both deal structures and risk profiles.

Strong attention to detail and a commitment to improving efficiency and quality in underwriting practices.

Ability and experience of working across international markets and multiple trade sectors, applying risk expertise to different industries and jurisdictions.

Collaborative mindset with a proactive approach to supporting cross-functional initiatives.

Logistics

Compensation: Based on experience

Employment type: Permanent

Employee share option pool: Available - you will earn a stake in the company you are helping to build

Location: Hybrid, with an expectation of regular presence in our London office (office on Bermondsey Street, 5-minute walk from London Bridge Station)

Company benefits

Private healthcare

25 days’ holiday

Bike to work scheme

Electric vehicle car scheme

Private pension

£100/year towards physical challenge of choice

Learning and development support

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