About the Role

We are seeking a highly motivated Risk and Compliance Officer to join our 2nd Line of Defence (2LoD) team. This is a pivotal role supporting both the Head of Compliance and the Senior Risk Manager in overseeing regulatory compliance and operational risk across the business. You will play a key role in ensuring Onmo maintains a strong risk and control environment while embedding a culture of compliance and good conduct.Responsibilities

Compliance Support:Assist in monitoring regulatory developments (FCA, PRA, and other relevant bodies) and support horizon scanning activities.Support the Head of Compliance with periodic compliance monitoring and thematic reviews.Maintain and update compliance policies, procedures, and registers (e.g., breaches, gifts and hospitality, conflicts of interest).Assist in coordinating regulatory reporting, information requests, and audits.Help deliver compliance training and awareness sessions to business teams.Support SMCR-related activities, including maintaining accurate records.Work with the Risk and Control Manager to maintain and update the Risk and Control Self-Assessment (RCSA) framework.Assist in risk incident logging, tracking, and reporting.Help monitor key risk indicators (KRIs) and prepare risk dashboards for management reporting.Support the assessment and documentation of internal controls, including control testing.Contribute to risk event root cause analysis and remediation tracking.Assist in preparing materials for the Risk and Compliance Committee.General:Support continuous improvement initiatives in risk and compliance processes.Liaise with 1st Line business teams to provide guidance and support on risk and compliance matters.Build strong working relationships with key stakeholders across the business.FCA Compliance and Consumer Duty:Conduct training and awareness sessions across the business to ensure staff understand their roles in upholding FCA standards and delivering good customer outcomes under the Consumer Duty.Collaborate with internal teams (e.g., Product, Commercial, Operations) to ensure customer interactions support good outcomes and are aligned with regulatory expectations.Support product governance and risk assessments to products consumer duty requirements.Carry out regular compliance reviews to identify gaps, recommend corrective actions, and track remediation through to completion.Following the FCA Conduct Rules:You must act with integrityYou must act with due skill, care and diligenceYou must be open and cooperative with the FCA, PRA and other regulatorsYou must pay due regard to the interests of customers and treat them fairlyYou must observe proper standards of market conductAbout You

Skills and Experience1–3 years’ experience in a risk, compliance, or internal controls role within financial services, preferably in a fintech or payments environment.Working knowledge of FCA regulations (CONC, SYSC, SMCR) and good conduct practices.Understanding of operational risk management frameworks (RCSA, incident management, control testing).Excellent attention to detail with strong organisational skills.Strong communication skills and ability to work collaboratively with cross-functional teams.Proficient in Microsoft Office (Excel, PowerPoint, Word); experience with risk management tools is a plus.Self-starter with a proactive and positive attitude.Progress towards (or interest in) a relevant qualification (e.g., ICA Certificate in Compliance/Risk, IRM, or equivalent).Previous experience supporting compliance monitoring plans or control assurance activities.Employment type

Full-timeJob function

Finance and Sales

#J-18808-Ljbffr