We''re Capital on Tap

Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card and spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.

Why Join Us? We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.

This is a Hybrid role, the Risk team work from our London (Shoreditch) Offices 3 days per week.

What You''ll Be Doing We''re looking for a Risk Analyst to join our risk analytics team. You will work across Fraud, Fincrime, Collections and Disputes using data and analytics to innovate and optimise our risk based decision making for the purpose of minimising credit losses and maximising regulatory compliance. Playing a central role in our risk analytics team, responsibilities of your role will include:

Owning, monitoring and continually optimising our fraud detection rulesApplying advanced analytics to maximise the efficiency and effectiveness of our Financial Crime detection processesMaximising the performance of our collections function through scoring and segmentation to optimise our approach at a customer levelWorking with external vendors to continually evaluate innovative or alternative products and toolsProactively championing best use of AI to accelerate delivery of analytical output and as an integral part of our business solutionsYour role will involve presentation to and active collaboration with a wide group of business stakeholders including Operations, Credit, Senior Management and external business partners.

We''re Looking ForAt least three years of risk analysis experience ideally including credit cards, fraud, collections or fincrimeHighly analytical and comfortable conducting complex analysis using SQL and PythonExceptional detail orientated, problem solving skills and the ''can do'' attitude to thrive in a fast paced, high growth environmentExcellent collaboration skills and a natural team playerStrong verbal communication skills including the ability to clearly explain complex concepts to other analysts, business stakeholders and senior leadership2.1 or above at degree level, preferably in Economics or STEM subjectDiversity and InclusionWe welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:Private Healthcare including dental and opticians services through VitalityWorldwide travel insurance through VitalityAnniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)Salary Sacrifice Pension Scheme up to 7% match28 days holiday (plus bank holidays)Annual Learning and Wellbeing BudgetEnhanced Parental LeaveCycle to Work SchemeSeason Ticket Loan6 free therapy sessions per yearDog Friendly OfficesFree drinks and snacks in our offices

Check out more of our benefits, values and mission here.

Interview ProcessFirst stage: 30 minute intro and values call with Talent Partner (Video call)Second stage (in person):

45min technical assessment60min case study45min competency based interview

Final stage: 30 minute executive interviewOther Info Check out our ''Top Tips'' for interviewing.• Keep updated on new job opportunities by following us on Linkedin.Email careers@capitalontap.com if you have any questions.

Excited to work here? Apply! If you''d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)#J-18808-Ljbffr