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Financial Reporting Senior Analyst

role at

Monzo Bank

OverviewWe’re on a mission to make money work for everyone. We’re not about selling products - we want to solve problems and change lives through Monzo. Our Finance team is looking for a highly proactive, enthusiastic and commercially-minded Financial Reporting Senior Analyst to join and help build a world-class finance function. This role is well suited to a fully qualified Chartered Accountant with an audit background.

Responsibilities

Understand the business and products to write insightful management commentary.

Partner with engineers and data teams to automate the production elements of reporting, freeing time for higher-value work.

Understand the accounting system and maximise its features to minimise manual elements of reporting.

Maintain up-to-date, scalable financial reporting policies, procedures, and controls.

Support the full year-end process, from drafting the annual report to external audit sign-off.

Review new products, assess accounting, and implement in the banking and accounting systems.

Assess the impact of accounting standard changes and propose policy updates for new products.

Maintain and develop controls to protect financial data and balance sheet substantiation processes.

Assist with the implementation of a new accounting system to minimise manual reporting efforts.

Support production of ESG sustainability reporting and disclosures.

Prepare monthly management and ad-hoc reports with meaningful analysis of movements.

Review and assess accounting impact of new contracts in collaboration with the business and legal teams.

Support a swift month-end close through effective processes with the internal finance team.

Respond to inquiries and support the broader finance team with forecasting, valuations, bank transfers, and tax policy research.

Qualifications

Qualified chartered accountant (ACA or CA) with an audit background; ideally some experience in financial reporting and control outside practice.

Great attention to detail.

Understanding of the banking and regulatory landscape and key financial controls.

Self-starter who is proactive in tackling tasks and delivering reports for investors.

Ability to translate complex information for diverse audiences.

Interest in using data (SQL skills a bonus).

Thrives in a dynamic and evolving environment.

Nice to have

Experience in a listed company or financial services regulated environment.

US reporting/SOX compliance.

Strong business partnering and commercial financial acumen.

ESG reporting/audit of sustainability information (carbon footprint, CSRD).

What’s in it for you

Salary: £56,000 - £66,000 plus share options.

Location: London office with a hybrid model (2 days per week in the office; UK-wide remote options possible).

Flexible working hours and a focus on outcome over hours.

£1,000 learning budget each year for books, training, and conferences.

Macbooks provided; remote workers receive setup support.

Plus many more benefits; full list available on request.

Application process

Phone screen with the Recruiter

Initial video call with the hiring manager (30 mins)

Technical video call/meeting with the hiring manager and stakeholder (45 mins)

Behavioural interview (45 mins)

This process typically takes 2-3 weeks; we strive to be as flexible as possible with your schedule.

Equal opportunitiesMonzo is an equal opportunity employer. We strive to create a diverse and inclusive environment and encourage applicants from all backgrounds to apply. If you have a preferred name, please use it when applying. We provide accessibility accommodations on request.

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