Graduate Underwriter
Underwriter We''re looking for a detail-driven and commercially minded individual to join a growing specialist lending team. Whether you''re an experienced Mortgage Underwriter or looking to step into underwriting, this is a fantastic opportunity to work on a diverse range of cases while developing your expertise in a supportive and collaborative environment.The Role as a Mortgage Underwriter (experience desirable, not essential), you''ll play a key role in assessing and approving mortgage applications in line with lending criteria, risk appetite, and regulatory requirements. You''ll be responsible for:Underwriting mortgage applications across a variety of case typesInterpreting credit data, financial statements, and supporting documentationAssessing complex cases including portfolio landlords, limited companies, HMOs, SPVs, multi-unit properties, expats, and foreign nationalsMaking clear, well-reasoned lending decisions and escalating where appropriateManaging your own pipeline to meet service level agreementsCollaborating with Sales, Risk, Pre-Offer and Post-Offer teams to ensure smooth case progressionBuilding strong relationships with brokers, valuers, and external partnersContributing to continuous improvement by sharing knowledge and ideas About You We''re open to candidates with varying levels of experience - mortgage underwriting experience is desirable, but not essential. You''ll ideally have:An understanding of the mortgage process and wider market (or strong financ
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