Up to £75,000 plus excellent bonus and benefitsAre you an analytically driven payments professional with a talent for spotting patterns and managing risk in real-time?We are recruiting for a Risk Monitoring Manager on behalf of a leading UK-based FinTech EMI specializing in card issuing and acquiring. This is a hands-on First Line of Defence (1LOD) leadership role focused on protecting the merchant portfolio through rigorous transaction surveillance, fraud detection, and operational discipline.Reporting to the Head of Risk Monitoring, you will lead the day-to-day execution of monitoring activities. This role is perfect for a hands on candidate who can dive into complex data sets while supervising a team of analysts to ensure all alerts are handled with precision.Key Responsibilities of the FLOD Risk Monitoring Manager to include:Transaction and Merchant Surveillance: Manage the daily triage of transaction alerts to identify unusual, suspicious, or out-of-profile activity.Rule and Pattern Analysis: Track merchant-level fraud ratios, refund spikes, and TPV volatility to identify deteriorating performance.Team Leadership: Support, coach, and develop monitoring analysts, setting priorities and managing high-volume workflows.Risk Escalation: Maintain clear case records and escalate merchant laundering indicators or control concerns to the Head of Risk and MLRO.MI and Reporting: Produce detailed daily and weekly reports on alert volumes, chargeback exposure, and portfolio anomalies