Business Unit: Unsecured LendingSalary range: £58,400 - £81,600 per annum DOE + benefits Location: Travel to Chester Hub when required Contract type: Permanent Our TeamWe''re not just a commercial team - we''re a catalyst for change in the credit card industry. Bold in our thinking and disruptive by design, we thrive on innovation, challenge convention, and build propositions that lead the market. As part of Nationwide, we''re guided by a clear purpose: to serve our members and communities, not shareholders. That means every decision we make is rooted in doing what''s right - creating fairer, more inclusive financial products that deliver real value. If you''re driven by ideas, excited by transformation, and ready to create what''s next, you''ll feel right at home here. What you''ll be doing Develop intuitive, value-driven product features that elevate customer experience and foster long-term retention. Spearhead the creation and evolution of innovative credit card propositions, ensuring they remain competitive, customer-focused, and commercially impactful. Act as the commercial lead in key projects, driving commercial initiatives from conception to execution, ensuring they align with business strategy and deliver measurable results. Stay ahead of industry trends, identifying opportunities to challenge norms, introduce breakthrough innovations, and set new standards in the credit card market. Strengthen distribution through emerging acquisition channels, optimising customer