Job Title: UnderwriterLocation: Solihull ; a flexible hybrid working model which supports you as well as enabling you to work collaboratively with your colleaguesHours: Full time, Permanent The Role:The role of an Underwriter is taking responsibility for making lending decisions on credit applications received through our partners in the Retail, Revolving, Personal Loans and Motor sectors. You will contribute to the implementation of Credit Risk, Operational Risk policies, making sure that all conduct risk guidelines are followedKey Responsibilities:Play a major role in making ''best practice'' underwriting decisions for:Point of sale retail finance Personal LendingMotor Vehicle FinanceCommercial UnderwritingCredit CardsAssist with potential fraud investigations using CIFAS and HunterEnsuring that all customer contact activities and underwriting decisions are compliant with all relevant regulatory requirements and internal policies.Liaise with Account Managers and Clients providing a dedicated point of contact for all referral decisionsSkills and Attributes:Previous experience in Motor Underwriting. (Essential)Ability to analyse data to make a quality lending decision.Ability to prioritise and organise workload.Understanding of applicant credit bureau data.What''s in it for you:As a Top Employer UK, we offer a supportive, inclusive environment and a flexible benefits package that you can tailor to your lifestyle.Highlights include:Competitive salary and comprehensive benefits