Overview

Get AI-powered advice on this job and more exclusive features.At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you''ll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.UK Credit Risk Team’s objective is to define and develop credit risk strategies to drive growth and provide good customer outcomes at acquisition and through the customer lifecycle.The person will be responsible for conducting detailed analysis and implementing new credit risk strategies for UK consumer and small business card portfolios. This person will also focus on tracking and explaining Acquisitions and Portfolio metrics, developing and evaluating new data sources, and working on projects with our business partners.Responsibilities

Generate analytical insights and spot hidden trends from data to react quickly to emerging credit trends across the customer lifecycleEvaluate new data sources and stay abreast of industry trends to build upon existing frameworks and deliver profitable risk strategies as well as better customer outcomesDevelop strong relationships with colleagues from the Central Risk organization, Operations, Product, Acquisitions and Compliance teams to drive enterprise-wide successes for the UK marketMinimum Qualifications

At least 1 year+ experience in risk management or data analytical rolesBachelor’s or equivalent in a quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)Coding skills in SQL or Python with hands-on experienceStrong technical and analytical skills with the ability to apply quantitative methods and business knowledge to create insights and deliver resultsKnowledge of underwriting and consumer/commercial bureau dataGood communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations; conceptualize and sell ideas to internal and external partnersAbility to build strong relationships with business partners across the enterpriseProven track record to work independently and within a matrix organization; partnering with capabilities, decision sciences, technology teams and external vendors to deliver solutions quickly and effectivelyResults driven with strong project management skills and ability to work on multiple prioritiesAbility to learn quickly and work independently with complex, unstructured initiativesPreferred Qualifications

Understanding of statistical conceptsKnowledge of UK regulatory landscape for consumer lendingPast experience working on affordability for consumer lending is a plusBenefits

Competitive base salariesBonus incentivesSupport for financial well-being and retirementComprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)Flexible working model with hybrid, onsite or virtual arrangements depending on role and business needGenerous paid parental leave policies (depending on your location)Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)Free and confidential counseling support through our Healthy Minds programCareer development and training opportunitiesOffer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.Seniority level

Entry levelEmployment type

ContractJob function

OtherLondon, England, United Kingdom

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