Credit Specialist (Motor Finance Underwriting) Location: Solihull; a flexible hybrid working model which supports you as well as enabling you to work collaboratively with your colleagues Contract: Full-time, Permanent About Us Our client is part of a global banking group with a simple mission: to provide straightforward consumer finance solutions that help customers make responsible financial decisions. They partner with leading UK retailers and brands to support their customers finance purchases responsibly. The Role The role of a Credit Specialist is taking responsibility for making lending decisions on high value credit applications received through our partners in the Retail, Revolving, Personal Loans, Home Improvement, and Motor and Leisure sectors. You will contribute to the implementation of Credit Risk, Operational Risk policies, making sure that all conduct risk guidelines are followed. This means taking ownership of the customer or the partner query. Being courteous, professional, and diligent whilst adhering to Operational policies and the framework underpinned by the four Consumer Duty pillars, regulated by the Financial Conduct Authority. Key Responsibilities: Play a major role in making ''best practice'' underwriting decisions on high value credit for:Point of sale retail financePersonal LendingMotor Vehicle FinanceLeisureHome ImprovementCredit CardsLiaise with customers providing a dedicated point of contact for high value referral decisions and maximise acc