Direct message the job poster from AscendionBuilding a winning team of professionals !!! Working for Digital/Banking/Financial/Insurance/IT

Job Description:We are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT and Instant), RTGS, ACH, ISO 20022 migration, SWIFT messaging (MT/MX), and cross-border payments.This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.Key Responsibilities:Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, and TARGET2.Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.Required Skills and Experience:10+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.Expertise in SEPA SCT and Instant, RTGS, ACH, SWIFT (MT/MX), ISO 20022, and real-time payments.Strong knowledge of payment settlement mechanisms and FX integration.Experience working with payment system regulators and payment scheme participation (direct/indirect).Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing.Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.About Us:Ascendion is a global, leading provider of AI-first software engineering services, delivering transformative solutions across North America, APAC, and Europe. We are headquartered in New Jersey. We combine technology and talent to deliver tech debt relief, improve engineering productivity solutions, and accelerate time to value, driving our clients’ digital journeys with efficiency and velocity. Guided by our “Engineering to the power of AI” [EngineeringAI] methodology, we integrate AI into software engineering, enterprise operations, and talent orchestration, to address critical challenges of trust, speed, and capital. For more information, please go to www.ascendion.com.Seniority level

Seniority level DirectorEmployment type

Employment type Full-timeJob function

Job function Finance, Engineering, and OtherIndustries Banking, Investment Banking, and Financial ServicesReferrals increase your chances of interviewing at Ascendion by 2xSign in to set job alerts for “Architect” roles.

Landscape Architect / Graduate Landscape Architect

Warrington, England, United Kingdom 2 weeks agoLiverpool, England, United Kingdom 1 month agoLandscape Architect / Graduate Landscape Architect - Warrington

Warrington, England, United Kingdom 5 days agoLiverpool, England, United Kingdom 1 month agoKnutsford, England, United Kingdom 5 months agoLiverpool, England, United Kingdom 5 months agoConsultant, Landscape Architect / Landscape Planner - North West

Liverpool, England, United Kingdom 1 month agoLiverpool, England, United Kingdom 4 days agoLiverpool, England, United Kingdom 4 days agoMerseyside, England, United Kingdom 3 weeks agoKnutsford, England, United Kingdom 5 months agoChester, England, United Kingdom 3 weeks agoConsultant, Landscape Architect / Landscape Planner - North West

Liverpool, England, United Kingdom 1 week agoMerseyside, England, United Kingdom 1 day agoChester, England, United Kingdom 6 days agoPrincipal Solutions Architect (Smart Ticketing)

Merseyside, England, United Kingdom 1 day agoKnutsford, England, United Kingdom 3 months agoKnutsford, England, United Kingdom 2 weeks agoKnutsford, England, United Kingdom 3 months agoTechnical Consultant - Enterprise Architecture

Liverpool, England, United Kingdom 1 week agoTechnical Consultant - Enterprise Architecture

Liverpool, England, United Kingdom 1 month agoEightfold Technology Architect - UKandI People Consulting - London or regional office

Liverpool, England, United Kingdom 15 hours agoKnutsford, England, United Kingdom 2 months agoKnutsford, England, United Kingdom 1 month agoDaresbury, England, United Kingdom 1 week agoNorthwich, England, United Kingdom 15 hours agoWe’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

#J-18808-Ljbffr